Therapy Tree LLC is a Participating Provider for the following Insurances:

For all other insurance companies, we are an out-of-network provider.


Know What Your Insurance Covers

Many insurance plans cover Occupational Therapy and Speech and Language Therapy services, but there may be certain conditions that apply. It is important to know what your plan will cover before you access our services.

Call your insurance company to find out what services your plan covers.

Here are some questions you should ask:

  • Does my plan provide coverage for the type of services offered at Therapy Tree LLC?
  • Are evaluations covered?
  • How many therapy sessions are allowed under my insurance plan?
  • What out-of-network coverage do I have if I go to a facility/provider that does not accept my insurance?
  • Do I need to obtain prior authorization or a referral for therapy services?

You may have benefits for an out-of-network provider or belong to a POS/PPO plan that covers outside facilities. However, Therapy Tree LLC may often not be covered by insurance due to the fact that we are a private facility and not affiliated with any hospitals or rehabilitation facilities. If your insurance company has told you that they will reimburse you for our services out of network, Therapy Tree LLC will provide you with monthly invoices that you may submit to your insurance company to seek reimbursement. Therapy Tree LLC does not bill insurance companies for which they are not participating providers.

If you have secondary health insurance (if another person in your household also has insurance), be sure to check with that insurance company about coverage. It is your responsibility to understand your coverage and to obtain authorization, if needed, for any out of network services.

OT/SLP Authorization Services Representative

For all insurance for which we are a participating provider we will contact your insurance company to verify your eligibility for therapy benefits. It is important to note that the insurance companies will state that a quote to benefits does not guarantee coverage and that payment is subject to further approval. We will determine if prior authorization or pre-certification is needed for services. If it is required, we will follow the steps necessary to obtain authorization for therapy services.

We will assist you with any other insurance questions you might have to the best of our ability. We will provide guidance regarding additional financial resources that might be available to you. Some of our services are not insurance reimbursable regardless of your insurance policy. We will be clear with you when scheduling any such service that will require an out-of-pocket expense.


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